You have a one-year window to terminate SBP coverage between the _____ and _____ anniversary of the date you begin to receive retired pay.

You have a one-year window to terminate SBP coverage between the _____ and _____ anniversary of the date you begin to receive retired pay.

• A. 1st and 2nd anniversaries
• B. 2nd and 3rd anniversaries
• C. 3rd and 4th anniversaries
• D. 4th and 5th anniversaries

Answer: (B)

SBP termination is allowed only within a defined one-year window that begins at the second anniversary of the date you start receiving retired pay and ends at the third anniversary. In other words, after you’ve been paid retired pay for two years, you have until the next anniversary to finalize termination. This fixed timing comes from how the SBP program is structured, giving a short, predictable period to reconsider the coverage. To complete the termination, submit a written request to the appropriate pay/retirement office within that window; if you miss it, the option to terminate at that time passes.

SBP termination is allowed only within a defined one-year window that begins at the second anniversary of the date you start receiving retired pay and ends at the third anniversary. In other words, after you’ve been paid retired pay for two years, you have until the next anniversary to finalize termination. This fixed timing comes from how the SBP program is structured, giving a short, predictable period to reconsider the coverage. To complete the termination, submit a written request to the appropriate pay/retirement office within that window; if you miss it, the option to terminate at that time passes.