Which of the four available retirement plans for current RegAF personnel is the newest?

Which of the four available retirement plans for current RegAF personnel is the newest?

• A. Blended Retirement System (BRS)
• B. High-3
• C. Final Basic Pay
• D. Military Retirement System

Answer: (A)

The main idea this question tests is recognizing which retirement plan was introduced most recently. The Blended Retirement System is the newest option because it was created to modernize how military retirement works, adding a portable savings component alongside a lifetime annuity. It was enacted in 2011 and rolled out for service members who joined after 2018, making it newer than the other plans listed. The High-3, Final Basic Pay, and the older Military Retirement System come from the legacy approach, relying on defined-benefit calculations without the blended TSP element. So, the Blended Retirement System stands out as the most recently established option.

The main idea this question tests is recognizing which retirement plan was introduced most recently. The Blended Retirement System is the newest option because it was created to modernize how military retirement works, adding a portable savings component alongside a lifetime annuity. It was enacted in 2011 and rolled out for service members who joined after 2018, making it newer than the other plans listed. The High-3, Final Basic Pay, and the older Military Retirement System come from the legacy approach, relying on defined-benefit calculations without the blended TSP element. So, the Blended Retirement System stands out as the most recently established option.