What is the maximum DoD matching contribution under BRS after two years?

What is the maximum DoD matching contribution under BRS after two years?

• A. 2 percent
• B. 3 percent
• C. 4 percent
• D. 5 percent

Answer: (C)

Under the DoD Blended Retirement System, your Thrift Savings Plan receives a government match. The match is 100% of the first 3% of base pay you contribute, plus 50% of the next 2% you contribute. So the maximum government contribution is 4% of your base pay. After two years of service, these matching contributions vest, so you’re eligible to receive them. To reach the full 4% match, you’d need to contribute at least 5% of base pay; contributing 4% would yield a smaller match (3% + 0.5% of the next 1%).

Under the DoD Blended Retirement System, your Thrift Savings Plan receives a government match. The match is 100% of the first 3% of base pay you contribute, plus 50% of the next 2% you contribute. So the maximum government contribution is 4% of your base pay. After two years of service, these matching contributions vest, so you’re eligible to receive them. To reach the full 4% match, you’d need to contribute at least 5% of base pay; contributing 4% would yield a smaller match (3% + 0.5% of the next 1%).